The most efficient way to purchase coverage is through a contractor participating in the program.  At the time the permitting process occurs and jobs are to be added to the contractor’s policy, they’ll notify us of the project specifics and their desire to be included to their master policy.  Contractor’s are subject to normal the underwriting procedures of any project, including their level of experience, loss history, insurance maintained, and regulatory record.  This process is typically a “same-day” response once all the information that is requested is provided.

Any Project Owner can also purchase the coverage for a single project subject to individual underwriting of their project.  On individual policies for Project Owners, the minimum premium is $100.